Insurance for impounded car

Insurance for impounded cars | Release my vehicle

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You need to insure your car if you are driving on public roads, that is the law in the UK. If your car is impounded because it was not insured or for other reasons, you must provide proof of insurance to retrieve it. Not every insurance policy includes impounded car cover, so you should check your policy terms and conditions to ensure you have the cover you need.

If not, you should add impounded car cover to your insurance policy for an extra cost or take out a impound insurance quote for impounded cars. But, first of all, we will need to know why cars get impounded.

Why are cars impounded?

The police and local authorities have all the power to impound cars. Your car might be impounded because it was:

  • It was not insured
  • The car was driven without driving license
  • Parked on public roads
  • Parked on private land without a SORN (statutory Off Road Notification)
  • Blocking the road
  • Being involved in an accident
  • Not taxed
  • Driven by someone without a valid driving license or insurance
  • It was involved in a crime or being driven carelessly or dangerously

How to release an impounded car?

If your car has been impounded, the first thing is to find out where it has been taken. If you did not receive a notice letter, call the nearest police pound. Once you have located your car, you will have to pay a release fee plus daily storage charges.

What are the legal requirements if your car has been impounded?

If your car has been impounded, you need to release it within 7 working days of the date on the notice letter. You have to take with you:

  • Photo ids, such as driving license or passport
  • Proof of ownership
  • Proof of insurance
  • A valid MOT certificate

If you don’t want your car back, you should disclaim it. You should visit the pound with proof that you are the registered owner plus proof of your identity. There might be disposal charges to pay and you will have to pay any parking fees.

Where can you find insurance for impounded cars? 

You may find that your existing insurance policy covers you for releasing an car. But not all insurance policies do, so always check the documentation and contact your insurance provider if you are unsure. You might be able to add impounded car cover to your policy. If not, you will need to add insurance for impounded car policy.

Can you get a temporary insurance policy for an impounded car?

Yes, you can but it requires to be a specialist insurance policy for impounded cars that lasts for at least 30 days. Standard temporary car insurance will not be accepted and 1-day car insurance is not enough.

Can you get insurance for impounded cars?

One of the reasons why your car can be impounded is that it is not insured. If that is the case, you may find it tough to get your car covered. It is because, generally, insurance providers will not cover impounded cars. Therefore, it is necessary to ensure that your insurance covers you for releasing an impounded car.

Why do you need impounded car insurance?

You might need impounded car insurance if your current insurance policy does not already offer cover for releasing an impounded car. If your car has been impounded, you will be required to show proof of impounded car insurance to release it. So, if you are not already insure, you will be require to either add this cover to your insurance policy or take out a temporary insurance policy for impound cars.

Some insurance providers might provide quick cover. By sending you proof of documents, you can release your impounded car.

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