In this day and age, buying anything is possible, even for the average salaried person. Whether you want to buy a fridge, car, television, or home, everything on the market is available on loan. However, lenders have some requirements for giving you this financial freedom. The most important one is the evaluation of your financial standing.
To determine your eligibility for a loan, they evaluate your financial standing in a credit score or CIBIL score. Every person with a credit history has a CIBIL score. Nowadays, you can Cibil score check free online by Pan number. It gives a summary of your financial transaction and repayment you have done till now.
A good credit score means you have a much more chance of getting a loan. So maintaining a good credit score is important, which you can maintain only with detailed knowledge of credit score.
What is the CIBIL score or credit score?
A credit score represents the person’s creditworthiness which means it identifies whether lenders can trust the person with their money for timely repayment. It is a sign of numeric value. In India, a credit score is mainly assigned by four bureaus TransUnion CIBIL, Experian, CRIF High Mark, and Equifax.
TransUnion being the major one assigns the majority of credit scores. Its assigned credit score called a CIBIL score in three-digit numerical value, defines a consumer credit summary. The CIBIL score ranges from 300 to 900. A good credit score is always near 900 and above 750. if you are wondering what your CIBIL score is and how to find it, you will find your answer below.:
How to Find CIBIL Score in India?
Type ” how to find CIBIL score,” and you will instantly see a hundred options in your search result, but sometimes having many options can lead to greater confusion. Therefore, these are some most trusted and efficient methods of CIBIL search.
CIBIL Score Check Free Online by PAN Number
The most efficient way is to check your CIBIL score directly from CIBIL’s official website.
- Go to cibil.com
- Click on Credit Report Product from the bar menu
- Locate the Free CIBIL score and click on it.
- Add your personal information like Name, email address, mobile number, etc.
- Verify your identity by providing your PAN number.
- Click on verify
- Your CIBIL score is now on the screen
Many trusted company official websites like WishFin give facilities like CIBIL score checks free online by PAN number. You can get your provided services online and CIBIL scores app to provide your free CIBIL score with additional benefits.
Let us take an example of the WishFin website. You can check your CIBIL score by
• Visit the WishFin official website
• Scroll down to locate the CIBIL score and click on it
• Now you can see the button ‘get your CIBIL score. Press it.
• Add your personal information with your PAN card number
• Click on submit
• You can see your CIBIL score
CIBIL Score App
In today’s technology-driven world, you get all the facilities on your mobile phone. Such as paying bills, purchasing groceries, and booking tickets easily. There are also specialized applications like the CIBIL score app that not only give you a CIBIL score but also provides numerous additional benefits like free credit reports and advice to improve your credit score.
If you are looking for a service like CIBIL score free online by PAN number, the CIBIL score app is the best option.
Many CIBIL score app options are available at the Playstore, from which most repudiated are CRED, CreditMantri app, etc. You can check your credit score by
• Download the CIBIL score App from the play store
• Click on the SignUp button
• Fill in your all-personal information, including your PAN card number
• Click on submit
Here, we made you realize the importance of credit scores and systems like CIBIL score checks free online by PAN number. Now you can check your credit score through CIBIL Score App. It is best if you always maintain a credit score above 750, which is considered good by most lending facilities.